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Can Advanced Driving Courses lower the cost of insurance?

Are you a young driver who is in shock at the cost of insurance prices? Unfortunately, much of this is out of your control, and prices will get better as you get older and more experienced.

So, what can you do in the meantime? One way to potentially reduce the cost of your insurance is to engage in an advanced driving course.

Fundamentally, insurance premiums are based on risk—so if you’re a better driver, you’re less risky to an insurer, meaning lower costs for you.

But what courses are worth taking? Read on to find out.

In this guide:

Another way you can take control is to use a comparison tool to find the cheapest insurance policy for you. Don’t leave money on the table: use the Young Car Driver comparison.

Types of driving courses

Here are the main driving courses in the UK:

  • Pass Plus: Pass Plus aimed at new drivers, covering modules like motorway driving, night driving, and all-weather driving.
  • IAM RoadSmart Advanced Driving Course: Focuses on advanced driving techniques to enhance safety and efficiency.
  • RoSPA Advanced Drivers and Riders Scheme: Emphasises road safety with training based on police driving principles.
Course Provider Cost Duration Details
Pass Plus DVSA £150–£200 Minimum 6 hours Covers six modules, including motorway and night driving
Advanced Driver Course IAM RoadSmart £175 Varies Includes multiple sessions focusing on advanced driving techniques
Advanced Drivers and Riders Scheme RoSPA £77 Varies Training based on police driving principles, culminating in an advanced test

Impact on insurance premiums

It’s worth noting that these courses will not guarantee a reduction in insurance premiums. It depends on how much the insurer values them.

But regardless, it’s always a good idea to get more skilled at driving—not just to save money, but to potentially save yourself from injury or even worse.

Is an advanced driving course right for you?

If you’re looking to improve your driving skills and potentially lower your premiums, an advanced driving course could be worth considering. Additionally, you can use a comparison tool to ensure you’re getting the best price for your insurance.

Get a quote today

A simple way to reduce your car insurance costs is to run your information through a comparison tool. At Young Car Driver, our insurance panel has found insurers that offer the best possible prices for young drivers.

You could save yourself hundreds of pounds on: young driver insurance try it today!

Related FAQs

Can 17-year-olds get car insurance?

Yes, 17-year-olds can get car insurance, but it’s one of the most expensive age groups to insure due to a lack of driving experience. Premiums can be reduced by choosing smaller cars, adding an experienced named driver, or opting for telematics (black box) policies.

 

When does young driver car insurance get cheaper?

Car insurance costs typically start to drop around the age of 24-25. As you gain experience and build a no-claims history, insurers consider you a lower risk, which often results in reduced premiums.

Is black box insurance cheaper?

Yes, black box insurance can often be cheaper, especially for young or new drivers. By monitoring your driving habits and proving you’re a safe driver, you may qualify for lower premiums.

What is voluntary excess?

A voluntary excess is a an additional payment ontop of your compulsory excess if you need to make a claim. This can reduce your monthly premiums.

 

 

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