Learner driver insurance

Learner Driver Insurance also is known as provisional insurance allows you to practice in a friend’s or parents car without risking the owners No Claims Bonus

L plate
Family & friends learner driver insurance

Learner driver insurance lets you practice between lessons

Learner insurance enables you to practice driving in a friend’s or family car between driving lessons.

Learner insurance, also referred to as Provisional driver insurance, is a comprehensive cover:

  • As the Learner Driver, you take out the coverage in your name.
  • In the event of a claim, the car owners No Claims Bonus (NCB) is not affected.

What cars can you drive with provisional insurance?

With most provisional driver insurance policies, the car:

  • Must have primary Insurance in the owner’s name.
  • Be limited to a value of, usually £30,000 and Insurance Group 32.
  • Be no more than nine years old.
LDI tick list

Get quotes from the UK's leading learner driver insurers

Make sure you have all the information below to hand before you search for a quote. Be completely honest with your answers.

Some insurers are more guilty of judging young drivers and charging you a premium.

At Young Car Driver, you get quotes from over 110 insurers so that you can get a great price on car insurance. While we can’t change the fact that young drivers have to pay more, we can at least make sure you get a great deal!

one hand holding another hand as a guide to learner driver insurance

Who can supervise you when you’re learning to drive?

The supervising driver must meet the requirements of the insurance policy.

  • Be a qualified driver and have sufficient experience.
  • The legal age limit to supervise someone driving is 21 years old – But most insurance companies offering learner driver insurance will require this person to be 25 plus.
  • Have held a valid GB – NI or EU driving license for at least three years.

Driving practice improves your chance of passing the driving test

Ninety per cent of young drivers who pass their test first time has driven in a family or friend’s car in addition to driving lessons.

group of young drivers dicussing the benefits of learner insurance

The Car Insurance Guide for the Young Driver

Everything you need to know to make the best decision when looking for car insurance.

What are the benefits of learner driver insurance?

These are the key advantages of taking out learner driver insurance cover:

  • Provisional insurance cover is usually available for 30, 60 or 90 days and renewable until you pass.
  • It gives you the chance to start building your NCB before you have even passed your driving test.
  • The learner driver insurance is Fully Comp so if you are in an accident, your fault or not, the Policy will cover any claim.
  • Most of these provisional driver policies require anyone supervising you to be 25 plus and has owned a Full UK license for at least three years.
  • Most learner drivers impose restrictions such as a driving time of 6 am to 10 pm, which reduces the cost.

A typical twelve-week policy should cost between £2 and £3 per day (£60 and £90 a month).

Do you need something different from standard car insurance?

white radar symbol

Black box car insurance

Telematics insurance policies use a black box that monitors you’re driving style to calculate the cost of your insurance.

black box car insurance quote button
red car

Standard car insurance

Standard car insurance for young drivers

black box car insurance quote button