Learner driver insurance
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Learner driver insurance lets you practice between lessons
Learner insurance enables you to practice driving in a friend’s or family car between driving lessons.
Learner insurance, also referred to as Provisional driver insurance, is a comprehensive cover:
- As the Learner Driver, you take out the coverage in your name.
- In the event of a claim, the car owners No Claims Bonus (NCB) is not affected.
What cars can you drive with provisional insurance?
With most provisional driver insurance policies, the car:
- Must have primary Insurance in the owner’s name.
- Be limited to a value of, usually £30,000 and Insurance Group 32.
- Be no more than nine years old.
Get quotes from the UK's leading learner driver insurers
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Some insurers are more guilty of judging young drivers and charging you a premium.
At Young Car Driver, you get quotes from over 110 insurers so that you can get a great price on car insurance. While we can’t change the fact that young drivers have to pay more, we can at least make sure you get a great deal!
Who can supervise you when you’re learning to drive?
The supervising driver must meet the requirements of the insurance policy.
- Be a qualified driver and have sufficient experience.
- The legal age limit to supervise someone driving is 21 years old – But most insurance companies offering learner driver insurance will require this person to be 25 plus.
- Have held a valid GB – NI or EU driving license for at least three years.
Driving practice improves your chance of passing the driving test
Ninety per cent of young drivers who pass their test first time has driven in a family or friend’s car in addition to driving lessons.
The Car Insurance Guide for the Young Driver
Everything you need to know to make the best decision when looking for car insurance.
Learner Driver Insurance
Black Box Car Insurance
Fully Comp Insurance
No Claims Bonus (NCB)
Car Insurance Calculator
Car Insurance Groups
Good Deal, Top Tips
Car Insurance Jargon
What are the benefits of learner driver insurance?
These are the key advantages of taking out learner driver insurance cover:
- Provisional insurance cover is usually available for 30, 60 or 90 days and renewable until you pass.
- It gives you the chance to start building your NCB before you have even passed your driving test.
- The learner driver insurance is Fully Comp so if you are in an accident, your fault or not, the Policy will cover any claim.
- Most of these provisional driver policies require anyone supervising you to be 25 plus and has owned a Full UK license for at least three years.
- Most learner drivers impose restrictions such as a driving time of 6 am to 10 pm, which reduces the cost.
A typical twelve-week policy should cost between £2 and £3 per day (£60 and £90 a month).
Do you need something different from standard car insurance?
Black box car insurance
Telematics insurance policies use a black box that monitors you’re driving style to calculate the cost of your insurance.
Standard car insurance
Standard car insurance for young drivers
*51% of consumers could save £290.68 on their Car Insurance. The saving was calculated by comparing the cheapest price found with the average of the next three cheapest prices quoted by insurance providers on Seopa Ltd’s insurance comparison website. This is based on representative cost savings from November 2021 data. The savings you could achieve are dependent on your individual circumstances and how you selected your current insurance supplier.