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Car Insurance FAQs

  • Can Advanced Driving Courses lower the cost of insurance?

    Advanced driving courses like Pass Plus or IAM RoadSmart can help lower premiums with certain insurers. While savings aren’t guaranteed, these courses improve your driving skills and reduce risk, making you a more attractive prospect to insurers.

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  • Can 17-year-olds get car insurance?

    Yes, 17-year-olds can get car insurance, but it’s one of the most expensive age groups to insure due to a lack of driving experience. Premiums can be reduced by choosing smaller cars, adding an experienced named driver, or opting for telematics (black box) policies.

     

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  • When does young driver car insurance get cheaper?

    Car insurance costs typically start to drop around the age of 24-25. As you gain experience and build a no-claims history, insurers consider you a lower risk, which often results in reduced premiums.

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  • Is black box insurance cheaper?

    Yes, black box insurance can often be cheaper, especially for young or new drivers. By monitoring your driving habits and proving you’re a safe driver, you may qualify for lower premiums.

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  • What is voluntary excess?

    A voluntary excess is a an additional payment ontop of your compulsory excess if you need to make a claim. This can reduce your monthly premiums.

     

     

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  • Does mileage affect car insurance premiums?

    This article explains how your mileage affects car insurance costs.

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  • How Does Postcode Affect Car Insurance

    Postcodes can hugely impact car insurance premiums. Depending on where you live, it could cost you hundreds, even thousands of pounds. Check out why car insurance for young drivers can differ so much based on your address.

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  • How Does Age Affect Car Insurance

    Car insurance companies use many different rating factors when you apply for a quote, including information about the driver and their driving historythe car, and the use of the vehicle to set the price of your insurance.

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  • Does your job title affect car insurance cost?

    Your car insurance policy is more expensive when your job involves a lot of driving, and these occupations include delivery drivers, couriers, taxi drivers, and tradespeople like plumbers and electricians. Alternatively, occupations that typically demand much less driving, such as teachers, sales assistants and astronauts, will likely get cheaper insurance.

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