Car Insurance FAQs

Advanced driving courses like Pass Plus or IAM RoadSmart can help lower premiums with certain insurers. While savings aren’t guaranteed, these courses improve your driving skills and reduce risk, making you a more attractive prospect to insurers.

Yes, 17-year-olds can get car insurance, but it’s one of the most expensive age groups to insure due to a lack of driving experience. Premiums can be reduced by choosing smaller cars, adding an experienced named driver, or opting for telematics (black box) policies.

Car insurance costs typically start to drop around the age of 24-25. As you gain experience and build a no-claims history, insurers consider you a lower risk, which often results in reduced premiums.

Yes, black box insurance can often be cheaper, especially for young or new drivers. By monitoring your driving habits and proving you’re a safe driver, you may qualify for lower premiums.

A voluntary excess is a an additional payment ontop of your compulsory excess if you need to make a claim. This can reduce your monthly premiums.

This article explains how your mileage affects car insurance costs.

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Your car insurance policy is more expensive when your job involves a lot of driving, and these occupations include delivery drivers, couriers, taxi drivers, and tradespeople like plumbers and electricians. Alternatively, occupations that typically demand much less driving, such as teachers, sales assistants and astronauts, will likely get cheaper insurance.