Car Finance in London
Reviewed & fact checked
Last reviewed:
7 April 2025
By: Geoff Tooze - CEO
How car finance in London works
Get a quote
Fill out a quick application to check if you’re eligible, with zero impact on your credit score.
Meet your account manager
A dedicated Account Manager will be in touch to guide you by call, text, or WhatsApp.
Choose a car
Browse 100,000+ used cars or buy from any trusted UK dealer, it’s up to you.
Hit the road!
Tell your Account Manager what you’re after, and if approved, you could be driving in just a few days.
*Rates start from 8.9% APR - Representative example 20.5% APR
Young Car Driver works with CarFinance 247 Limited, a credit broker (not a lender), to help you find the best car finance deal for your circumstances from their panel of trusted lenders. The exact APR you’re offered will depend on your personal situation and is subject to status and affordability checks.
Representative Example:
Borrow £6,500 over 5 years with a £0 deposit.
Representative APR: 20.5% (fixed).
Monthly payment: £167.88.
Option to purchase fee: £10.
Total cost of credit: £3,582.80.
Total amount repayable: £10,082.80.
Finding a car finance deal in London
Whether you’re commuting in Croydon, driving in Dalston, or parking in Paddington, we can help you find a car finance deal in London.
We’ve partnered with Car Finance 247 to access a wide panel of lenders and find you the best possible deal for your circumstances.
Whether you’re looking to finance a used car in London for the first time or you’re ready to trade in your current wheels for a newer model, we can help you find hire purchase (HP), personal contract purchase (PCP), and no deposit loans.
With Autedia, finding car financing in London could be just a few clicks away!
Will I be eligible for car finance in London?
If you live in London and have spent more time on the tube than behind the wheel, you might be wondering whether you’re eligible for a car loan?
The good news is that we can help people with a wide variety of different circumstances find the right car finance deal for them – and we’ll get you a decision in minutes.
Every lender has different car finance eligibility criteria, but you’ll likely need to:
- Be aged over 18
- Have at least three years’ address history in the UK
- Be able to comfortably afford your monthly loan repayments
Apply for car finance in London with Autedia today to get your no obligation quote.
Bad credit car finance London
No matter whether you’ve missed payments in the past or haven’t built up much of a credit history, we don’t believe that having bad credit should prevent you from buying a car in the capital.
We work with a panel of lenders including several who specialise in helping Londoners with bad credit find loans to buy a car.
And it’s not all about your credit score; the lenders on the panel will also consider your individual circumstances and affordability when determining whether they can offer you a loan.
