Related FAQs
Will I be charged if I cancel my insurance policy?
Yes, you can cancel your car insurance at any time, but you may face a cancellation fee. If you cancel within 14 days, you’ll usually get a refund minus admin fees. After that, insurers charge higher fees, and if you’ve made a claim, you won’t get a refund.
Can I transfer my no-claims bonus to a new policy?
Yes, you can transfer your no-claims bonus (NCB) to a new insurer, but you’ll need proof, such as a renewal notice or cancellation letter. Some insurers require continuous coverage, and NCBs usually don’t transfer internationally or between personal and business policies. Keeping your NCB active helps lower future premiums.
Can Advanced Driving Courses lower the cost of insurance?
Advanced driving courses like Pass Plus or IAM RoadSmart can help lower premiums with certain insurers. While savings aren’t guaranteed, these courses improve your driving skills and reduce risk, making you a more attractive prospect to insurers.
Can 17-year-olds get car insurance?
Yes, 17-year-olds can get car insurance, but it’s one of the most expensive age groups to insure due to a lack of driving experience. Premiums can be reduced by choosing smaller cars, adding an experienced named driver, or opting for telematics (black box) policies.