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Car Finance FAQs

  • What proof of income do you need for car finance?

    Car finance lenders need to know your income to double-check that you can comfortably afford the loan you’re being offered. You can provide proof of income whether you’re employed or self-employed by providing recent payslips, bank statements, or copies of your company accounts if you own a limited company.

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  • Do I need a full driving licence for car finance?

    While it can be easier to secure a car finance agreement if you have a full UK driving licence, it is possible to get a loan if you have a provisional licence, an EU driving licence, or no licence at all. However, many lenders will ask you to upload a copy of your driving licence to serve as proof of identity.

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