Our Editorial Guidelines

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Updated: July 2024

In a nutshell

  • We’re committed to honesty, offering budget-conscious solutions, providing fair and judgement free guides, and ensuring choice and control for everyone
  • We work with experienced writers with in-depth industry knowledge and expert guest authors
  • We’re regulated by the Financial Conduct Authority (FCA)
  • We gather our information from trusted, reputable, recent sources
  • We double-check every piece of content and undertake reviews by multiple team members
  • We revisit our published content to ensure it is informative, relevant, and accurate
  • We’re impartial and driven by our mission to create content that empowers young drivers to make smart financial decisions
  • We earn a commission for every car finance deal or insurance policy taken out through us, but this doesn’t affect our content or the quotes you receive

Our DNA

  • Honesty above everything
    We believe the only good advice is honest advice; our guides will always prioritise telling you the truth, even if it hurts. If a car is out of your budget or an insurance option won’t work for you, we’ll let you know
  • Budget-conscious solutions
    Let’s face it, money matters. Your dream car kitted out with every imaginable accessory, won’t feel so dreamy if it sends you into unmanageable debt. We’ll share the knowledge you need to make informed decisions that won’t break the bank
  • Judgement-free support
    Whether you’ve missed payments in the past and now have a credit score that needs some work, or you’ve been in a scrape or two that has pushed up your insurance premium, we’re here to lend a sympathetic ear and practical advice – after all, we’ve all been there
  • Always fair
    Prioritising fairness means we won’t overpromise, mislead you on the costs of car ownership, or push one finance option above any other. You’re one-of-a-kind and the right deal for you will be as unique as you are. No matter what you choose, we’ll provide the same five-star service
  • Choice and control for everyone
    By working with 18 car finance lenders and over 110 insurers, we can help find finance and insurance deals for people of all circumstances. Young drivers, people with bad credit, car buyers with a limited budget—everyone is eligible to apply for a no-obligation quote and get a decision in minutes with Young Car Driver

A team you can trust

All the content on Young Car Driver has been written by our experts, who have years of experience and a depth of knowledge about our products and services.

We also partner with industry experts to share their specialist knowledge and helpful insights. Each guest author has specific expertise and has written academic papers, spoken at conferences, and appeared on expert panels at industry events.

We’re FCA regulated

Young Car Driver is authorised by the Financial Conduct Authority (FCA). This means our content is held to the highest standards.

The FCA exists to protect customers, enhance market integrity, and promote competition. At Young Car Driver, we’re passionate about giving young drivers access to the guidance they need to make informed decisions and get the best car finance and insurance deals for their circumstances.

By providing access to lenders and insurers that serve customers with a wide variety of situations, Young Car Driver can help you avoid overpaying and find the right products at the most competitive prices.

Our sources

All the information and data provided in our in-depth guides are sourced from official sources. We fact-check every point before publishing and cite our sources so you know exactly where we’re coming from.

Our respected and trustworthy third-party sources include the Office for National Statistics, gov. uk, the DVLA, MoneyHelper, Citizens Advice, and the FCA.

Our editorial process

To make sure that our content is accurate, informative, trustworthy, and useful, Young Car Driver has a rigorous editorial process that considers the legal and compliance expectations of the Financial Conduct Authority (FCA) and the Advertising Standards Authority (ASA) at every stage:

  • Content is written by our in-house experts or a reputable external guest author with related credentials
  • Content is reviewed and verified by a second in-house expert
  • Content is reviewed and updated on a regular basis to ensure it is accurate and relevant

Regular reviews

Once a piece of content is published, we review it regularly to ensure it includes everything you need to make the right decisions for you.

This means checking every fact, figure, and other data to ensure the information provided is accurate, relevant, and easy to understand.

We’re committed to revisiting each page regularly and ensuring that when new legislation is introduced, or a new trend emerges, we’re always ahead of the curve.

You can see when each piece of our content was last updated by looking out for its ‘published’ or ‘last updated’ date.

Editorial integrity

It’s our job to give you the information you need to make fantastic financial decisions, but we don’t want to make them for you.

That means we’ll give you all the facts—the good and the bad. There’s no sugar coating, no jargon, and no judgment: we’ll give you the full story so you can make informed decisions and hopefully save some money. We’re independent, objective, and practical above all else.

Think of us as that clued-up friend you can trust to tell it like it is. We don’t have any preferred providers and we don’t offer financial advice. Instead, we lay out all your options, so you’re empowered to make great decisions on your own terms.

How we make money

We’re all about transparency. We earn money when you take out a finance deal or an insurance policy through us. That means we only make money when you find the right deal or switch to a provider that’ll save you some cash.

The most important thing to know is that this money doesn’t affect your experience or our content. Our earnings stay the same no matter which provider or product you choose. We’ll let you know all the lenders who have approved you and all the insurers that have provided a quote, so you can make up your mind and make the right choice for you.