General
1.1 The website youngcardriver.com (the “Website”) is owned and operated by Autedia Limited, in the trading style of Young Car Driver (“we”, “us”, “Young Car Driver”). Autedia is a limited company registered in England and Wales under company number 08775069. Its registered office is 85 Great Portland Street, First Floor, London, W1W 7LT.
1.2 We are authorised and regulated by the Financial Conduct Authority for credit broking (reference number 948436) and listed on the Financial Services Register.
1.3 We are an appointed representative (for insurance) of Seopa Limited, authorised and regulated by the Financial Conduct Authority (reference number 313860) and listed on the Financial Services Register.
1.4 We are registered with the ICO (registration number ZA148079) and listed on the ICO Data Protection Public Register.
1.5 Use of this website is subject to the following terms and conditions: your use of the website constitutes acceptance of these terms and conditions.
1.6 We reserve the right to alter these terms and conditions as and when acquired, and you should check for any changes. Your use of the website after changes have been posted online constitutes acceptance of the revised terms and conditions.
1.7 You are permitted to use the website but agree only to use, reproduce, and/or print materials for personal and non-commercial purposes.
1.8 By using the website, you confirm that you have read and accepted our Privacy Policy and Cookie Policy.
1.9 If you have any questions or concerns regarding these terms and conditions, please contact us at team@youngcardriver.com.
Regulated Business – Finance and Insurance
2.1 The website is primarily a medium for offering information and access to car-related products and services, including new and used car finance and insurance. This is our regulated business.
2.2 We will treat the personal information you provide us with the utmost respect and process all data following the terms outlined in our Privacy Policy and Cookie Policy.
2.3 Nothing written in these terms and conditions will affect the duties and responsibilities we have in respect of our Regulated Business.
Privacy and Cookies
3.1 We take safeguarding your privacy seriously and process information about you in accordance with our Privacy Policy.
3.2 By agreeing to these terms and conditions, you consent for us to use cookies in the ways outlined in our Cookie Policy. However, you can delete any of these cookies at any time.
3.3 Our cookie policy provides detailed information on the types of cookies we use on our website, why we use each cookie, how you can disable specific cookies, and the consequences of doing so.
Links and third-party material
4.1 The website contains links to websites that we do not operate. We do not control such websites and are not responsible for their content. Hypertext links to these websites are provided for your convenience, and including a link does not imply any endorsement of the material on the website or its owners. We accept no responsibility for the availability of content on any linked websites or for any loss or damage arising from your use of them. If you decide to access any of these websites, you do so entirely at your own risk.
4.2 The material on this website may be out-of-date at any given time. While we endeavour to maintain the relevancy and accuracy of our content, we are under no obligation to update such material.
4.3 You acknowledge that parts of the website may contain material provided by third-party product or service providers. These providers are responsible for ensuring that all material submitted for inclusion on the website complies with all applicable laws. We may (but are under no obligation to) verify the accuracy of such information, but we will not be responsible if it is untrue, inaccurate, incomplete, and/or contains errors. We disclaim all liability and responsibility arising from any reliance you place on such material.
4.4 You should be aware that if you use a linked website, any personal information you share with that website will be dealt with in accordance with its Privacy Policy. We advise acting with caution when using other websites and reading and understanding its privacy policy before sharing any information.
Intellectual Property
5.1 All intellectual property rights including copyright and database rights (registered or unregistered) in the content of this website are owned or controlled for these purposes by us.
5.2 Our content includes all information or other material on the website including trademarks, names, logos, text, graphics, videos, databases, and software. Marks identifying third parties are owned or licenced by those third parties or their associated companies. Nothing in these terms and conditions in any way confers on you any licence or right under any trademark, name, or logo.
5.3 Except when expressly permitted by these terms and conditions, you may not copy, reproduce, download, republish, transmit, display, adapt, alter, create, or otherwise extract or re-utilise any of the contents of this website. You must not cache any of its contents for access by third parties, mirror or frame any of the website content, or incorporate it into another website without our express written permission.
Access to the website
6.1 Anyone may have access to our website. However, we can’t offer car finance to 17-year-olds as, with any form of credit, we can only process a car finance application if you’re aged 18 or over.
6.2 We will not be liable if, for any reason, our website is unavailable at any time or for any period. We reserve the right to withdraw or amend the service we provide on our website without notice.
6.3 We do not guarantee that your access to the website will be uninterrupted, unhindered, secure, and free of errors. Nor do we warrant that the website and the server are free from computer viruses or other damaging applications. If a fault in the service occurs, please report it to us, and we shall deal with it as soon as we can.
6.4 Access to our website is permitted on a temporary basis and we reserve the right to withdraw or amend the service we provide without notice (see below). We will not be liable if, for any reason, our website is unavailable at any time or for any period.
6.5 From time to time, we may restrict access to some parts of our website, or our entire website, to users who have registered with us.
Liability
7.1 We are not liable for any failure to perform any of our obligations under these terms and conditions caused by matters beyond our reasonable control.
7.2 We will need to carry out routine maintenance and servicing of our servers and equipment from time to time. While we will seek to keep disruption to a minimum, we cannot guarantee that the website will be continuously available online. We, therefore, provide the website on an “as is” and “as available” basis.
7.3 Material displayed on our website is provided without any guarantees, conditions, or warranties as to its accuracy. We disclaim all promises, warranties, conditions, or representations relating to the website and its content, whether express, implied, oral, or written.
7.4 You agree that your access and use of the website and its contents are at your own risk. The content and information on the website are for information only. We do not accept any liability for a direct, indirect, or consequential loss or damage incurred by any user regarding the use, inability to use, or results of the use of our website, any linked websites, and any materials posted on it.
7.5 By using the website, you accept inherent risks, features, and limitations of the Internet, especially regarding technology and performance of the website, response view times to verify or transfer the information as well as the inherent risk in third-party links, connections, and transfers via the Internet.
7.6 We will not be liable for any loss or damage caused by a virus, distributed denial-of-service attack, or other technologically harmful material that may infect your computer equipment, computer programs, data, or other proprietary material due to your use of our website or to your downloading of any content on it, or any website linked to it.
7.7 We make no warranty that the website (or linked websites) is free from computer viruses or any other malicious or impairing computer programmes. It is your responsibility to ensure that you use appropriate virus-checking software.
7.8 We will not be responsible or liable to any visitors of the website for any:
- Indirect, consequential, or special loss; or
- Monetary loss or loss of data, opportunity, goodwill, or reputation, in each case, whether loss is direct or indirect; or
- Other loss or damage of any kind, howsoever arising, whether caused by tort (including negligence), breach of contract, or otherwise, even if foreseeable.
7.9 This does not affect our liability for death or personal injury arising from our negligence, or our liability for fraudulent misrepresentation or misrepresentation, as to a fundamental matter, or any other liability which cannot be excluded or limited under applicable law.
Accuracy of information
8.1 All information or advice provided as part of this website is intended to be general and you should not rely on it in connection with making any decision.
8.2 The information, including prices and details of products and services and any offers included in this website, have been compiled from a variety of sources and are subject to change at any time without notice. If such change takes place, we shall not be liable to you in any way whatsoever.
8.3 We try to ensure that all information provided as part of this website is correct at the time of inclusion on the website, but this does not mean that the information contained in this website is accurate, comprehensive, verified, or complete, makes no representation or warranty as to the currency, adequacy or suitability, and shall accept no liability for the accuracy or completeness of the information contained in this website or for any reliance placed by any person on the information.
8.4 When accessing the website, you will be deemed to have accepted all the terms and conditions that apply to its use and the facilities and services provided by it at all times. We reserve the right to alter these terms and conditions as and when required, and it is your obligation to check if changes have been made. Your use of the website after changes are posted online shall constitute acceptance of the revised terms and conditions.