Car Finance in the UK
UK car loans and deals
How car finance in the UK works
Get a quote
Complete our short car finance application form and find out if you’re eligible for a car loan in minutes.
Meet your dedicated account manager
Here to help Young Car Drivers every step of the way – look out for their call! You can chat over text or WhatsApp too.
Choose a car
Whether you’re looking for a hot hatch or a chic supermini, explore over 100k used cars in the car search or find your dream wheels from any reputable UK dealer.
Hit the road!
You set the pace; tell us exactly what you’re looking for and we’ll handle the rest. You could be driving away in days!
*Rates start from 9.9% APR - Representative example 19.9% APR
Young Car Driver partners with CarFinance 247 Limited, a credit broker (not a lender), to help find the best car finance deal for your circumstances from their wide panel of lenders. The exact APR rate you will be offered will be based on your circumstances and subject to status.
Representative example APR of 19.9% on Hire Purchase car finance loan borrowing £6,500 over 5 years with a Representative APR of 19.9% fixed and deposit of £0.00. The amount payable is £166.07 per month, with a total cost of credit of £2125.46 and a total amount payable of £8625.46.
Applying for car finance in the UK
If you’ve been a UK resident for at least three years, you could be eligible for a car finance loan.
Car finance can help people across the country spread the cost of buying a new or used car. There are several types of car loans available in the UK. Depending on your individual circumstances and driving habits, you may be looking for a hire purchase (HP), a personal contract purchase (PCP) deal, a personal loan, or a long-term lease.
Simply complete our online application form to receive a no obligation quote. We can help UK residents with a wide range of circumstances, including people with a bad credit score or no deposit.
How to get the best car loan deal in the UK
From Newry to Norfolk, Autedia can help UK residents find the best car loan deal for them. And thanks to our partner, Car Finance 247, we can also offer access to a car search with over 100,000 used cars from trusted dealers based all over the British Isles.
There’s no one-size-fits-all when it comes to car finance. The right deal for you will depend on your individual circumstances, financial history, the car you want to buy, and how you plan to drive it.
It’s also worth keeping in mind that the loan with the lowest monthly repayments might not always be the best fit for you. If it comes with an unrealistic mileage restriction or a long-term length, you’ll pay more in interest over time. For example, an alternative option could be the better choice.
Which areas does Autedia cover?
Thanks to our partners, we have access to a wide panel of lenders as well as car insurance providers. That means that wherever you live in the UK, we can help you find the right car loan and insurance deal for you.
No matter whether you’re based in a bungalow in Belfast, a flat in Fife, or a terrace in Torquay, you can get a no obligation quote and a decision in minutes when you complete our online application form.
I’m looking for car finance in…
- London
- Bristol
- Leicester
- Coventry
- Newcastle
- Leeds
- Liverpool
- Manchester
- Scotland
- Wales
- Northern Ireland