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Car finance for provisional drivers Can I get car finance with provisional licence? Yes, it’s possible to get a car loan with a provisional licence. Whether you’ve been learning for a while and want to buy your first car so it’s ready when you pass your test or would like to learn to drive in[…]

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What is a balloon payment on a car? Why balloon payment? The ‘balloon payment’ official name is the Guaranteed Minimum Future Value (GMFV). However, that’s not catchy, so most people call it the ‘balloon’ payment because of its large size! A balloon, also called the optional final payment is a lump sum owed to the[…]

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A proposal from DVSA to improve the availability and processes of the UK driving test Sitting a driving test has to be one of the most nerve-wracking experiences – especially as a young person. Even decades after you’ve passed, having someone in the front seat judging your driving can be off-putting. On top of that,[…]

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Can I get car finance if I am a student? Moving to Uni or College and need a car? The transition from school to university or college is probably one of the biggest you’ll ever experience in your life and probably one of the most exciting. For many young people, uni is a place away[…]

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Intro Can you remember the first time you got a bank card as a kid? It felt like the world was in your hands! No longer stuffing your birthday notes down the back of the bed: somewhere safe from prying siblings. Sadly, the novelty of banking has probably moved on, and it’s not something many[…]

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A year on, we are still living with Covid19. As a young driver, COVID-19 driving is especially causing issues if you are hoping to get your driving licence or you were about to buy a car. The disruption has been immense during the lockdown. Fortunately, we are starting to see some light at the end[…]

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James Bond's Lotus Esprit S1

James Bond, 007….he’s had many cars over the years. Mostly sourced from Q Branch of MI6 and equipped with the latest gadgets, from ejector seats to remote control via a mobile, James has been lucky enough to have the keys handed to him on a plate, and then, in most cases, smashed or blown them[…]

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spring driving

Now the UK Government is looking to ease some of the travelling restrictions that have been in place since March 2020, and you may feel that going out on the road will feel strange at first. Read our driving advice here: YCD Driving HUB and take extra care. Stay safe, everyone. YCD