At Young Car Driver, we think you deserve straight answers about how this website works. Our goal is to help young motorists save money, understand their options, and stay safe on the road – and to be open about how we keep the site free to use.
Our guides, tools, and comparison links are free for you. We don’t charge you any fees for reading our content or for using our links to get quotes.
Instead, we earn money from our trusted partners when you use some of the links and services on our site. This page explains, in plain English, how that works and how we protect the integrity of our content.
1. Insurance disclosure
Our role
Young Car Driver does not sell insurance directly. We work with partners authorised and regulated by the FCA to provide insurance comparison and introduction services.
Autedia Limited acts as an Introducer Appointed Representative (IAR) of Seopa Ltd (trading as Quotezone.co.uk), who are authorised and regulated by the Financial Conduct Authority (FCA) under firm reference number 313860. Autedia Limited’s FCA firm reference number for insurance introductions is 788341.
How we are paid for insurance
We do not charge you a fee for using our insurance links or guides.
If you take out a policy after using our link, we receive a share of the commission that Seopa Ltd earns from the insurer. This does not add any extra fees to the quote you see. Our commission for these introductions does not vary by which insurer you choose.
Using our links does not add any extra fees to your insurance premium.
2. Finance disclosure
Our role
Autedia Limited (the company behind Young Car Driver) is a credit broker, not a lender. We are authorised and regulated by the Financial Conduct Authority (FCA) under Firm Reference Number 948436.
We currently work with CarFinance 247 as our primary motor finance partner authorised and regulated by the FCA. Whenever you use a finance form on our site, we will clearly show which partner is providing the service.
How it works
When you click a “Get a Finance Quote” button on Young Car Driver, you are taken to a secure online form provided and managed by our partner, CarFinance 247. They will assess your application and, if suitable, may match you with a lender from their panel.
How we are paid for finance
We do not charge you a fee for using our finance links or guides.
If you take out a finance agreement through one of our introductions, we receive a commission from the lender or the broker, CarFinance 247.
Our commission is a fixed amount per successful finance agreement. It does not change depending on which lender you use, the interest rate you are offered, or the amount you borrow. Because our commission does not vary by lender, we are not incentivised to favour one lender over another based on commission alone. Our commission is paid by the lender or broker from their own funds and does not add a separate fee or markup to your agreement.
3. Your right to ask about commission
You have the right to ask us for more detail about the commission we expect to earn from introducing you to one of our insurance or finance partners. If you would like this information, please contact us at team@youngcardriver.com before you sign a finance or insurance agreement.
4. Editorial independence
Our commercial relationships do not tell us what to write. We earn commission from some partners when you use our links, but our guides are written to help young drivers understand their options, not to push one brand or product.
Every guide on this site is reviewed by our founder and FCA-approved Senior Manager (SMF29), who takes personal responsibility for the accuracy and honesty of our financial promotions and key educational content.
- For more on our standards, see our Editorial Guidelines
- For more about our partners, visit our Trusted Partners page