FAQs Car Finance

Supportive Topics

Applying

How does the car finance process work? 
Am I eligible for car finance?
What documents are needed for car finance?
What are the age limits for car finance?
Do I need a driving licence for car finance?
What proof of address for car finance application?
What proof of income do I need for car finance?

Affordability

Car finance calculator
How much can I afford for a car on my income?
What credit score is needed for car finance?
What is an affordability check?

Employment

Unemployed
Young driver
Student
Self-employed
Provisional licence
Full-time employed
Part-time employed
Benefits
Retired

Looking to upgrade

Ending my current agreement
I have a part exchange
I have existing finance
Voluntary Termination (VT)
Settlement figure

My credit

CCJs, defaults and IVAs page

Credit scores faq blog

Debt Management Plans faq blog

Fair credit faq blog

Good credit faq blog

Bad credit page refused car finance

Bankruptcy faq blog

Bad credit finance

Can I get car finance with bad credit?
How can I improve my credit score?
Can I make a joint application for car finance?
Can I get guarantor car finance?
What is the difference between joint and guarantor car finance?

Late payments – can I get car finance?

CCJ – can I get car finance?

Defaults & Missed payments – can I get car finance?

IVA – can I get car finance?

Debt management plan – can I get car finance?

Bankrupt – can I get car finance?

Looking to upgrade

Ending my current agreement
I have a part exchange
I have existing finance
Voluntary Termination (VT)
Settlement figure

My credit

CCJs, defaults and IVAs page

Credit scores faq blog

Debt Management Plans faq blog

Fair credit faq blog

Good credit faq blog

Bad credit page refused car finance

Bankruptcy faq blog

Finance options

HP
PCP
Joint
Guarantor
Personal loan

What can I borrow (loan amounts)

Have a question?

Rates from 8.9% APR: the exact rate you will be offered will be based on your circumstances, subject to status.

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed), and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

We look to find the best rate from our panel of lenders and offer you the best deal you’re eligible for. We don’t charge a fee for our service, but we earn a commission. This does not influence the interest rate you’re offered in any way.

Autedia Limited is a credit broker and not a lender, authorised and regulated by the Financial Conduct Authority (Firm Reference Number: 948436). You can check the authorisation on the FCA Financial Services Register.