Terms & conditions
1.1 These Terms & Conditions are updated from time to time and was last updated on 30/01/2022.
1.2 The Website www.youngcardriver.com (the “website”) is owned and operated by Autedia Limited, in the trading style of Young Car Driver’ (“We, Us, Young Car Driver”). We are a limited company registered in England and Wales under company number 08775069 and have our Registered Office at 85 Great Portland Street, First Floor, London, W1W 7LT.
1.3 Autedia is authorised and regulated by the Financial Conduct Authority for credit broking (Firm Reference Number: 948436). You can check this on the Financial Services Register.
1.4 Autedia is an appointed representative (for insurance) of Seopa Limited, authorised and regulated by the Financial Conduct Authority under (Firm Reference Number 313860). You can check this on the Financial Services Register.
1.5 Autedia is registered with the ICO (Registration Number ZA148079). You can check this on the ICO Data Protection Public Register.
1.6 Use of this Website is subject to the following terms and conditions. Your use of this website constitutes acceptance of these terms and conditions.
1.7 You will be deemed to have accepted all the terms and conditions that apply to its use and the facilities and services provided by it. We reserve the right to alter these terms and conditions as and when required and you should check for any changes. Your use of the Website after changes have been posted on-line shall constitute acceptance of the revised terms and conditions.
1.8 In consideration of our agreeing to permit you to use the Website, you agree that you will only use, reproduce and print materials for your own personal, non-commercial purposes.
1.9 If you have any queries or concerns regarding these Terms and Conditions, please contact us on firstname.lastname@example.org.
Regulated business – Finance and Insurance
2.1 The website is primarily a medium for offering information and access to products and services related to cars, including new and used car loans and insurance, this is our Regulated Business.
2.3 Nothing in these Terms and Conditions will affect the duties and responsibilities that we must have to you in respect of our Regulated Business.
Privacy and Cookies
Links and third-party material
4.1 The Website contains links to websites that are not operated by us. We do not control such websites and are not responsible for their content. Our inclusion of hypertext links to such sites are provided for your convenience, and any link does not imply any endorsement of the material contained on the websites or of the owners and we accept no responsibility for the availability of content of any linked websites or for any loss or damage that may arise from your use of them. If you decide to access any of these websites, you do so entirely at your risks.
4.2 Any of the material on the website may be out of date at any given time, while we endeavour to keep the material up to date we are under no obligation to update such material.
4.3 You acknowledge that parts of the website may contain material provided by third party product or service providers who are responsible for ensuring that all material submitted for inclusion on the site complies with all applicable laws. We may (but are under no obligation to) verify the accuracy of such information, but we will not be responsible if such information is untrue, inaccurate, incomplete and/or contains errors and we disclaim all liability and responsibility arising from any reliance you place on such material.
5.1 All intellectual property rights including, copyright and database rights, (registered or unregistered) in the content of these web pages are owned or controlled for these purposes by us.
5.2 Our content includes all information or other material on Website includes trademarks, names, logos, text, graphics, videos, databases and software. Marks identifying third parties are owned or licensed by those third parties or their associated companies. Nothing in these terms and conditions in any way confers on you any licence or right under any trademarks, names or logos.
5.3 Except when expressly permitted by these terms and conditions, you may not copy, reproduce, download, republish, transmit, display, adapt, alter, create or otherwise extract or re-utilise any of the contents of the Website. You must not cache any of the contents for access by third parties nor mirror or frame any of the content of the Website nor incorporate it into another website without our express written permission.
Access to Website
6.1 Anyone may have access to our Website. However, we can’t offer car finance for 17-year-olds, as with any form of credit we can only process a car finance application if you’re 18 or over.
6.2 We will not be liable if for any reason our site is unavailable at any time or for any period and we reserve the right to withdraw or amend the service we provide on our Website without notice.
6.3 We do not guarantee that your access to the Website will be uninterrupted, unhindered, secure and free of errors. Nor do we warrant the Website and the Server are free of computer viruses or other damaging applications. If a fault in the Services occurs, please report it to us, and we shall deal with the fault as soon as we practically can.
6.4 Access to our Website is permitted on a temporary basis, and we reserve the right to withdraw or amend the service we provide on our Website without notice (see below). We will not be liable if for any reason our site is unavailable at any time or for any period.
6.5 From time to time, we may restrict access to some parts of our Website, or our entire Website, to users who have registered with us.
7.1 We are not liable for any failure to perform any of our obligations under these terms and Conditions caused by matters beyond our reasonable control.
7.2 We will need to carry out routine maintenance and servicing of our servers and equipment from time to time. While we will seek to keep disruption to a minimum, we cannot guarantee that the Website will be continuously available online. We, therefore, provide the Website on an “as is” and “as available” basis.
7.3 Material displayed on our Website is provided without any guarantees, conditions or warranties as to its accuracy. We disclaim all promises, warranties, conditions or representations relating to the Website and its content, whether express, implied, oral or written.
7.4 You agree that your access and use of the site and its contents are at your own risk. The content and information on the Website are for information only. We do not accept any liability for a direct, indirect or consequential loss or damage incurred by any user regarding the use, inability to use, or results of the use of our Website, any websites linked to it and any materials posted on it.
7.5 By using the Website, you accept inherent risks, features and limitations of the internet, especially regarding technology and performance of the Website, response view times to verify or transfer information as well as the inherent risk in third party links, connections and transfers via the internet.
7.6 We will not be liable for any loss or damage caused by a virus, distributed denial-of-service attack, or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of our site or to your downloading of any content on it, or on any website linked to it.
7.7 We assume no responsibility for the content of websites linked on our site. Such links should not be interpreted as the endorsement by us of those linked websites. We will not be liable for any loss or damage that may arise from your use of them.
7.8 We make no warranty that the Website (or websites which are linked to the Website) is free from computer viruses or any other malicious or impairing computer programs. It is your responsibility to ensure that you use appropriate virus checking software.
7.9 We will not be responsible or liable for any visitors to the Website for any:
- Indirect, consequential or special loss; or
- Monetary loss or loss of data, opportunity, goodwill or reputation, in each case whether loss is direct or indirect;
- Other loss or damage of any kind, howsoever arising and whether caused by tort (including negligence), breach of contract or otherwise, even if foreseeable.
7.10 This does not affect our liability for death or personal injury arising from our negligence, or our liability for fraudulent misrepresentation or misrepresentation as to a fundamental matter, or any other liability which cannot be excluded or limited under applicable law.
Accuracy of information
8.1 All information or advice provided as part of this Website is intended to be general and you should not rely on it in connection with the making of any decision.
8.2 The information, including prices, and details, of products and services, and any offers, included in this website, have been compiled from a variety of sources and are subject to change at any time without notice. If such change takes place, we shall not be liable to you in any way whatsoever.
8.3 Young Car Driver tries to ensure that all the information provided as part of this website is correct at the time of inclusion on the website but does not represent that the information contained in this website is accurate, comprehensive, verified or complete, makes no representation or warranty as to the currency, adequacy or suitability, and shall accept no liability for the accuracy or completeness of the information contained in this website or for any reliance placed by any person on the information.
8.4 When accessing the Website at all times, you will be deemed to have accepted all of the terms and conditions that apply to its use and the facilities and services provided by it. We reserve the right to alter these terms and conditions as and when required and it is your obligation to check if changes have been made. Your use of the Website after changes are posted on-line shall constitute acceptance of the revised terms and conditions.