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Get your FREE credit report and score
  • Unlimited access to your Experian Credit Report & Score
  • Expert guidance on improving your credit rating
  • Credit deals matched to your Experian Credit Score

Get your credit rating for free

Your credit rating will be the deciding factor in getting a car loan

When you as a young driver want to buy a car on finance, a lease or car loan you will apply for the finance from a lender, on receiving your application the lender will get your credit rating from Experian or another credit reference provider. Your credit report will be the main reason that you will either get the loan or be declined.

Applying for any loan without knowing your credit rating is a bad idea because each time you apply and are unsuccessful this may affect your credit score in a negative way. So get your credit rating for better control, if it’s not good at least you will know and have the opportunity to start with the help of Experian to improve your credit score.

Make sure you understand your credit score

Understanding what your credit report is for, how it works, and ways in which you can improve a poor credit history will help you feel better and give you more confidence in dealing with your financial concerns.
Experian are the largest credit reference provider in the UK, providing financial data and credit ratings to lenders the world over who want better credit reporting.

Find out your credit score

Get your credit rating because it indicates to lenders how likely you are to repay a loan, if you have a bad or poor credit history you either won’t be offered credit or will have to pay a higher interest rate (APR) to get it.

Free credit report from Experian

You can sign up to Experian and will receive a free credit report and score on a 30 day trial basis straight away:

  • You will be able to pay and extend this and so get regular updates on your credit score.
  • Receive expert advice on how to improve a bad or poor credit rating.
  • Experian will also show you financial deals available that match your credit score.
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