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Geoff

Car finance for provisional drivers Can I get car finance with provisional licence? Yes, it’s possible to get a car loan with a provisional licence. Whether you’ve been learning for a while and want to buy your first car so it’s ready when you pass your test or would like to learn to drive in[…]

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What is a balloon payment on a car? Why balloon payment? The ‘balloon payment’ official name is the Guaranteed Minimum Future Value (GMFV). However, that’s not catchy, so most people call it the ‘balloon’ payment because of its large size! A balloon, also called the optional final payment is a lump sum owed to the[…]

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A proposal from DVSA to improve the availability and processes of the UK driving test Sitting a driving test has to be one of the most nerve-wracking experiences – especially as a young person. Even decades after you’ve passed, having someone in the front seat judging your driving can be off-putting. On top of that,[…]

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Can I get car finance if I am a student? Moving to Uni or College and need a car? The transition from school to university or college is probably one of the biggest you’ll ever experience in your life and probably one of the most exciting. For many young people, uni is a place away[…]

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Intro Can you remember the first time you got a bank card as a kid? It felt like the world was in your hands! No longer stuffing your birthday notes down the back of the bed: somewhere safe from prying siblings. Sadly, the novelty of banking has probably moved on, and it’s not something many[…]

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Why get breakdown cover? Are you worried about being left stranded by the roadside after a car breakdown? Here is the Young Car Driver guide to the merits of getting breakdown cover. Why do you need breakdown cover? Motoring gets more and more expensive, so it’s not unreasonable for us to try and cut the[…]

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